Stripe Fee Calculator
Calculate Stripe processing fees and the gross-up amount to charge so you receive exactly what you need after Stripe takes its cut.
Stripe rates may vary by country, plan, and card type. Verify current pricing at stripe.com/pricing.
Calculator
Results update as you type
Formula
The math behind the result
Fee = amount × 2.9% + $0.30
Gross-up: charge = (amount_to_receive + $0.30) ÷ (1 − 0.029)
International cards: 3.9% + $0.30. Amex: 3.5% + $0.30. Custom rates supported.
How it works
A clean flow from input to answer
- 1Select your mode: 'I'm charging' to see what you net, or 'I want to receive' to calculate what to charge.
- 2Pick the card type (standard, international, Amex) or enter a custom rate.
- 3Enter the dollar amount and read off the fee, what to charge, and what you'll receive.
FAQ
Common questions
What is Stripe's standard fee?
Stripe charges 2.9% + $0.30 per successful card transaction for domestic cards in the US. International cards cost an additional 1.5%, for a total of 4.4% + $0.30.
How do I pass the Stripe fee to my customer?
Use the gross-up mode. Enter the amount you want to receive, and the calculator shows exactly what to charge so you net the full amount after Stripe takes its cut.
Does Stripe charge a monthly fee?
The standard Stripe plan has no monthly fee — you only pay per transaction. Stripe's Radar fraud protection is included for 0.05% extra on custom plans.
Is Stripe cheaper than PayPal?
For most transactions, yes. Stripe standard is 2.9% + $0.30 vs PayPal's 3.49% + $0.49. On a $100 sale, Stripe keeps $3.20 and PayPal keeps $3.98 — nearly $0.78 more per transaction.
Can I negotiate Stripe rates?
Yes. If you process over $80K/month, contact Stripe for custom pricing. Volume discounts can bring rates below 2.5% + $0.25 for high-volume businesses.